Coverage Details
Clear limits, transparent rules, and no hidden surprises
Monthly subscription
Cancel anytime, no commitment
Claim per month
Maximum monthly limit
Bulbs per year
Calendar year maximum
Maximum Value Per Bulb
$6.00
Each claim is capped at $6 per bulb, covering the cost of most standard household bulbs.
- LED Bulbs
Standard household LED bulbs
- Incandescent Bulbs
Traditional incandescent bulbs
- CFL Bulbs
Compact fluorescent bulbs
- Common Base Types
E26 / E27 standard bases
- Standard Wattage
Common household wattages and shapes
- Smart Bulbs
WiFi-enabled or app-controlled bulbs
- Specialty Bulbs
Decorative, appliance, or grow lights
- Commercial Use
Business, office, or retail locations
- Outdoor Commercial Fixtures
Industrial or commercial outdoor lighting
- Bulk or Industrial Lighting
Large-scale or industrial applications
- Abuse or Fraud
Intentional damage or reselling
Fulfillment Options
- Shipped via low-cost fulfillment partner
- Tracking number provided
- Typical delivery: 5-7 business days
- Instant digital credit
- Use at participating retailers
- Up to $6 per claim
Light Bulb Insurance™ is a subscription service, not an insurance product.
- •This service is legally structured as a subscription-based product replacement plan
- •Not regulated as insurance and does not require insurance licensing
- •No cash value; benefits limited to replacement bulbs or store credit
- •Subject to service limits and exclusions as outlined above
For complete terms and conditions, please review our Terms of Service.